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Milk Products – Essential Sources of Nutrition

Milk is the best source of calcium and many other essential minerals and vitamins like Vitamin D, Vitamin A and Vitamin B12 along with folic acid. It is considered a wholesome diet that is beneficial for the growth of healthy bones and teeth in children. It also proves to be fruitful to adults as it prevents breakage of bones and other injuries. There are a number of milk products that can be consumed to maintain a healthy life style.

Variety of Milk Products

Today milk is also used to manufacture a variety of other products like cosmetics, baby products and so forth. Some of the most commonly used milk products include:

  • Dairy products: These include products made from the milk of cow, goat and buffaloes. An array of dairy products is available in the market today. Ranging from ordinary milk to pasteurized and homogenised milk, the list is endless which also includes ice-creams, cottage cheese, butter, plain cheese, curd, yogurt, whipped cream, custards and sour cream. A variety of cheeses is also made from cow’s milk such as Swiss cheese, cheddar cheese, Parmesan and so forth. There are many kinds of milk like flavoured, Vitaminized, Homogenised, and Acidophilus milk.
  • Baby products: A wide variety of baby products contain milk as it helps to keep the skin soft and moisturized. Baby soap, creams and lotions include milk products enriched in vitamin D. Baby formulas also contain milk as it is essential for the growth and development of babies. In addition to cow’s milk, goat milk is also used in baby formulas as it is a rich source of calcium.
  • Cosmetics: Most of the beauty products contain milk products essential for beautifying the skin. Several skin creams, soaps and shampoos contain milk to enrich the skin and hair. Both goat and camel milk contain substances which are beneficial for the skin.
  • Sweets and other items: Milk products are also used to make sweets especially Indian sweets. There are quite a variety of sweets which are made purely from milk. Cakes, chocolates and baked products also contain dairy products in sufficient quantities.

Other Milk Products Found Online

In addition to the above products, a variety of other dairy products can be bought online from milk product manufacturers which include:

  • Evaporated Milk: This is one of the most common forms of milk that is used in many homes when fresh milk is unavailable. It is available in both skimmed and whole fat milk. Skimmed milk is healthier as it contains lesser amount of fat and is a rich source of Vitamin D and A. It is used for cooking dishes like sweets with low fat content.
  • Condensed Milk: Rich in calories, the sugared condensed milk is one of the best canned products available that is used for puddings, ice-creams and other sweet dishes.
  • Dried Milk powder: This is another dairy product which is absolutely fat free but contains calcium and other vitamins.

There is a plethora of milk products which can be purchased in bulks or in retail form from the online web portals at different prices.

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A Framework for Viewing Contracts: 6 Issues Present in All Contracts

Contracts come in all shapes and sizes, from small 1 page agreements between individuals to hundred page, multi-billion dollar deals between major corporations with a team of lawyers, bankers and advisors working for each side. Regardless of the size, however, only three elements are required in order to have a binding contract: an offer, acceptance of the offer and consideration. Put another way, a contract is an agreement where there is a promise to do something in return for a “valuable benefit.” Once the fundamentals of a contract are established, however, parties are free to negotiate in a manner that befits their particular situation, provided they do so in good faith and without fraud.

When analyzed, contracts, both large and small, are made up of six basic categories. At times (especially with smaller agreements), these issues will not be explicitly stated in the contract, but will, rather, be implied by law. These default rules are a construct of both case law and statutory law, with Article 2 of the Uniform Commercial Code being the primary means of “filling the gaps.” In larger agreements, most of these issues will be spelled out with exacting detail. While this list contains broad headings, it does provide an overview of what to look for in a contract. The 6 issues inherent in all contracts are as follows:

1. Rights and Obligations Under the Contract. The fundamental issue in all contracts determines who is obligated to perform under the contract and who is entitled to the benefits of that performance. Those with rights can be the individual signing the contract, the company on whose behalf the signatory is signing, “successors in interest” (i.e., a company that subsequently purchases the original beneficiary), and sometimes “third party beneficiaries.” Those with obligations under the contract are the signors and their successors, but may also be guarantors, co-signors, or other parties subject to “joint and several liability.” For example, a partner will be liable for contracts entered into by his/her partners regardless of whether he/she signed the contract individually.

2. Representations and Warranties. Representations and warranties relate to the underlying matters and facts presented in the contract. Specifically, a representation is a statement made by one party at the time the contract is entered into, regarding a fact which is influential in bringing about the agreement. A warranty is a promise that a statement of fact is true. In larger contracts, a specific section entitled “Representations and Warranties,” is devoted to this issue and lays out all of the representations and warranties each party is making subject to the agreement. Regardless of whether there is a dedicated section of the agreement, however, parties will rely on the representations of each other in entering the contract. Examples of what may appear under this heading include statements related to the condition of the goods being sold, statements that a party has the legal right to sell the property, or statements that a party is not in default on any other obligations. Disclaimers and/or “as-is” provisions in a contract are a means of minimizing representations and warranties.

3. Conditions. Conditions are events that must happen (or not happen) in order to obligate a party to act pursuant to the contract. If specified conditions do not occur, a party need not perform under the contract. An example of a condition common in business contracts is that board or shareholder approval must be obtained prior to enforcement of the contract. Other conditions may state that all documents be properly delivered prior to the contract taking effect or that all representations and warranties discussed above are proven accurate. Conditions do not have to relate solely to the parties to a contract. They may involve third parties approvals that are necessary for the contract to happen. Examples of such approvals may be governmental approvals or obtaining insurance.

4. The Deal. After conditions have been satisfied, “the deal” is the real meat of the contract and states who must do what, when they must do it, and what price will be paid. The deal includes allocation of risk (will one party indemnify the other, will damages be capped at a specific amount), and also states the beginning and end of the contract, including rights of the parties to extend or terminate the contract.

5. Enforcement. Usually the “boilerplate” of a contract, enforcement issues state how, when and where the contract may be enforced by a party. Enforcement issues include (i) what law will be applied in the event of a dispute, (ii) who will hear disputes (will it be a judge, jury, mediator or arbitrator?), (iii) where a dispute will be heard (city, county, state), and (iv) which party has the burden of proof when enforcing the contract.

6. Remedies. Remedies determine who is entitled to what in the event of a breach. Remedies often, but not always relate to monetary damages. They will address the ability of a party to obtain and will address whether or not a party can receive punitive damages (which are rare in contracts) or consequential damages (damages that don’t flow directly from a breach, but are somehow caused by it). Other than monetary damages, remedies can also include specific performance (a situation where the court orders one party to perform) and can potentially allow a party the right to terminate the contract for breach.

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Presentation Jitters? How to Overcome the Fear of Speaking

Speaking in public is truly scary for many people. I get it. What I don’t get, though, is how truly terrifying (even paralyzing) it can be for millions of people around the world. Take a minute and look up the word “glossophobia”–severe fear of public speaking.

How Does Fear Show Up?

Those who suffer from this say that when speaking (or even at the thought of speaking in front of a group) they experience:

• Their mouth dries up

• Their voice begins shaking uncontrollably

• Their body begins trembling

• They begin sweating, shaking and feeling their heart racing

We’ve all heard that public speaking is the number one fear of people everywhere (above the fear of dying). Seinfeld even commented on this in one of his episodes where he said something like, “If that’s true then most people would rather be in the casket than giving the eulogy!”

Why is presenting to a group utterly terrifying for some? In seminars, university classes and individual coaching sessions I ask people to explain exactly what scares them the most about public speaking.

Why Be Afraid?

Here are just some of the most common confessions:

• I’ll sound like I don’t know what I’m talking about

• I’ll look stupid

• I won’t be able to answer questions

• I’ll freeze up and forget what I’m supposed to say

• I’ll be boring

For a great little (fictional) view of what this looks like, take a look at Don Knotts in the classic movie: Ghost and Mr. Chicken.

Easy-To-Use Tips and Techniques

While there’s no magic cure for this very real fear, some simple steps can greatly diminish the trauma. Here are just a few tips to begin minimizing the fear and begin a journey where a person (or you) might even learn to enjoy public speaking:

1. Visualize success. Great athletes use this technique to imagine a perfect performance. Try this when preparing for your next presentation. Imagine a flawless presentation, “see” the audience completely engaged in your message… they’re smiling, nodding and enjoying your message!

2. Quiet your mind. Stop the chatter–especially the negative self-talk. Take deep breaths. Try simple meditation techniques to help you focus on your message.

3. Know your audience. Be sure to know as much as you can about who they are, what they already know about your topic and why they’ll be attending.

4. Be the expert! Nothing can boost your confidence like knowing your stuff! Do your homework. Research your topic and be fully prepared.

5. Practice, practice, practice. After you finish practicing, practice some more! Practice out loud, standing (if that’s your setting) and go through your presentation in its entirety.

6. Watch yourself on video. It’s easy to hit the record button on you smart phone or tablet. Be sure to take advantage of this easy technology so you’ll see yourself–what you like, what you don’t like and what you can work on… immediately.

7. Work with a coach, take a class, study presentation skills. If you want to boost your confidence with a skill that will be required throughout your career, consider finding a resource to help you get better fast.

Most of all, enjoy the journey. I promise you with effort, courage and hard work you will be amazed at how you can improve.

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